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Lump Sum Annuity


Understanding fixed annuity
 
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When does annuity get taxed?

By Brian Sibet at 2010-04-17 05:39:42
Following tax laws to the T is something that very few people can boast of. Among the several options that are available, the deferred tax growth of an annuity account is what interests people the most. For the duration that the money lies in an IRA like account, the entire figure is not taxable. But you have to understand that at some point, taxation is going to take place.

A deferred annuity remains untaxed for the time that it is accumulating. As your interest compounds you don’t have to
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The risks involved with annuities

By Brian Sibet at 2010-04-17 05:32:29
Though the concept of annuities is a common one, you have to understand that there are certain risks associated with it. To begin with you have to deal with a range of taxes when you decide to withdraw the money. There is no such thing as capital gains for annuities. Irrespective of the kind of account you hold, the money has to be withdrawn as regular income. All of the money, except your profit portion is taxable. Should you not have withdrawn the money before your death, it automatically beco
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What are your options on lump sum annuity?

By Brian Sibet at 2010-04-17 05:31:29
We work all our lives to reach retirement age. All throughout, the plan is to have a peaceful time in one’s prime. But in order to live that picture postcard life there are certain important decisions that have to be thought of. How you receive your pension is an important one. Would you like to receive it as a lump sum or would you prefer a fixed interest rate, payable monthly?

If you do decide to opt for a lump sum payout, this could result in a substantial amount of money. You will have
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